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Credit Scores 101

“A FICO score above 700 is required.” “We reserve the right to perform a credit check.” “Excellent credit required.”  How often do you hear statements like this? Do they leave you scratching your head? What is a credit score, anyway, … read more

What is a credit score?

A credit score, also called a FICO score, is a rating of your previous responsibility with credit. When you apply for your first credit card or the usual Bank of America auto loan, a credit report is started in your … read more