Credit & Debt — Lesson 603

My First Credit Card

Your first credit card - manage it right and it could lead to a world of possibilities. Get it wrong and it will mean years of regret. BizKid$ demystifies the process of getting a credit card, demonstrates how to use it correctly, and explains terms like credit score and APR. Hear from kids who used credit to their advantage, and a few who wished they had.

What Students Learn

  • Learn the process for obtaining a credit card.
  • Understand the factors to consider when obtaining a credit card.
  • Recognize how to properly manage a credit card once you have it.
  • Learn financial terms.
Middle School Lesson Plan High School Lesson Plan

Wig Woman

Clips for this Lesson

Wig Woman
A woman in red top smiling at the beach
Credit Score Dater
A boy in a black jacket playing a red guitar
River No Credit Score
Half Donut chart of Excellent credit
Benefits and Drawbacks of Credit Cards
Four men ready to show ball chain game
Ball and Chain Debt

Lessons in Credit & Debt

Portrait of a man something in mouth
Lesson

Debt: The Good, The Bad & The Ugly

What Students Learn

  • It’s easy to spend more than you make. Learn how to avoid the pitfalls of overspending and meet a few entrepreneurs who didn’t.
Couple talking to each other at garden
Lesson

How Credit Affects Your Life

What Students Learn

  • Your credit score could impact getting into college, landing a job, or renting an apartment. Learn how to build good credit and what happens when you don’t.
Two anchors at Biz Kids show
Lesson

Cash and Credit

What Students Learn

  • What's the difference between cash and credit? Learn the pros and cons to using your own money versus someone else's.
A boy is woking at laptop
Lesson

Using Your Credit

What Students Learn

  • Don’t live on borrowed time. Learn how employers, insurers, colleges, etc. use credit scores to make major decisions that affect your future.
Lesson

My First Credit Card

What Students Learn

  • Biz Kid$ demystifies the process of getting a credit card, how to use it correctly, and explains terms like credit score and APR.