There are a lot of things you can spend money on, but do you really need it or just want it? Sorting all that stuff will help you figure out where your money is going and where you can save. Check out the awesome calculator tool that Junior Achievement provides in their tool box:

http://studentcenter.ja.org/aspx/planfinances/Toolbox.aspx

…..it’s in the little side box on the right at the top of the list. You can download it and use it anytime on your computer.